Home Wheelchair Van Wheelchair Vans and Financing Options

Wheelchair Vans and Financing Options

We are often asked if there is financing available for our converted vehicle inventory. The quick answer is YES! We have a great relationship with Braun Credit who works with various lending institutions who are familiar with the costs associated with the Chassis and Conversions. Just like at a traditional automotive dealership, a client can fill out a simple one-page application and let their sales associate do the rest.

As with any time credit is granted, the terms and rates are determined by the lender. Considerations that commonly go into the credit worthiness formula are overall credit history, automotive payment history, revolving credit utilization percentage, payment-to-income ratio and overall debt-to-payment ratio, among others. These lenders typically need a 10% downpayment and keep in mind, a trade-in can be considered towards this downpayment.

Of course, the client may choose to obtain a loan via their local bank or credit union. We welcome that as well and we know some clients may leverage their other existing accounts (signature loans, mortgage loans, etc.) when negotiating a rate. The great thing about Braun Credit is they can petition for a much longer term than what a local bank may be willing to offer. For instance, a typical 10 year term might produce a $550 per month payment whereas a 5 year term payment might be $975 or so. Also, keep in mind that all Braun Credit initiated contracts are Simple Interest. That means, if you choose a longer term for a more affordable monthly payment but come across some extra funds, you can prepay at no penalty.

So if you think that a new, handicap accessible van is too expensive, talk to your sales associate about your financing options. You may find it is more affordable than you think!!

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COVID-19 Update

Although the physical dealership is closed, 4H Auto Sales will be working from home, as are most of our customers. We are available to chat by phone, text, email or video, in an effort to do our part to protect our community from COVID-19.

Shop our inventory online from our secure website:
FaceTime, text, email - We would be delighted to FaceTime, e-mail or text you about the car, truck, van or SUV in which you have an interest. Ask questions and get a feel for the vehicle, all from the comfort of your home.
Get Financed Online - Get pre-approved online from home.
Vehicle Delivery - We are actively working to stay within compliance set forth by Governor Insley's office. Please contact us for current parameters

We care about your safety and know you are facing obstacles at this time. Buying a vehicle you need during and after COVID-19 should not be difficult. As always, 4H Auto Sales is looking for simple solutions for a very difficult situation.

Thank you for your consideration of 4H Auto Sales. We look forward to working with you through this very unique time.

Cheri Hill
Dealer #7714
15814 NE 182nd Avenue
Brush Prairie, Washington 98606